Sarah Edwards

A holiday favourite for generations... George Bailey has spent his entire life giving to the people of Bedford Falls. All that prevents rich skinflint Mr. Potter from taking over the entire town is George's modest building and loan company. But on Christmas Eve the business's $8,000 is lost and George's troubles begin.

Just when Charlie is feeling especially frustrated by the lack of excitement in her small town in California, she receives wonderful news: Her uncle and namesake, Charlie, is coming to visit. However, as secrets about him come to the fore, her admiration turns into suspicion.

Two employees at a gift shop can barely stand one another, without realising that they are falling in love through the post as each other's anonymous pen pal.